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Workers’ Compensation Insurance

Securing workers’ compensation insurance is critical for businesses to comply with Florida laws and protect their employees. 1st Liberty Insurance Agency in Lucie, Florida, can provide personalized workers’ compensation insurance quotes to help you get favorable rates. 

What Does Workers Compensation Insurance Cover? 

Workers’ compensation insurance is designed to help support employees who suffer work-related injuries or illnesses. While specific coverages can vary, a workers’ compensation policy may help cover the following: 

  • Medical expenses—Workers’ comp may assist with the costs of medical treatment for work-related injuries or illnesses. 
  • Lost wages—Workers’ comp can compensate for a portion of the employee’s lost income due to work-related injury or illness. 
  • Death benefits—Workers’ comp may help support an employee’s family if a covered work-related incident results in the death of the employee.  

How Much Workers’ Compensation Insurance Do I Need? 

The amount of workers’ compensation insurance a business needs depends on various factors, including the nature of the business, the number of employees and state requirements. Larger businesses or those in higher-risk industries may need more comprehensive coverage. 

To determine the appropriate level of workers’ comp insurance for your business, consult a knowledgeable agent. 

Contact Us 

1st Liberty Insurance Agency is dedicated to helping businesses navigate the complexities of workers’ compensation insurance. Contact us today for a workers’ compensation insurance quote. 

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